Should Homeowners Be Wary of Sprinkler Systems?

Sprinkler systems are a proven way to save people’s lives and prevent buildings from crumbling into ash, which is why more and more neighborhoods are requiring their residents to install them in their properties.

Yet despite their benefits, the fear of water damage from accidental activation or prolonged use has made some homeowners nervous. We’ll look at both the pros and cons of sprinkler systems and how homeowners can prevent unnecessary damage if they have the right fire sprinkler shut off tool at the ready.

Fires, Water Damage, and Insurance

Water and smoke damage are both costly to repair. However, water damage is still easier to fix by a long shot, especially when the other option is a home that’s burnt entirely to the ground. It’s why insurance companies offer up to 25% off premiums and pay to repair water damage caused by the sprinklers.

Fire sprinklers typically only activate when they sense 180°F or more, meaning they won’t go off just because someone burnt their toast or took an extremely hot shower. Plus, they’re designed to go off based on where the fire is rather than activate the full suite of nozzles. 9 times out of 10, the activation of one sprinkler is enough to contain the whole fire.

How a Fire Sprinkler Shut Off Tool Can Help

A sprinkler can produce dozens of gallons of water a minute. This is less than a fire hose, but you can still imagine just how much damage can occur in a short period of time. As a general rule, sprinklers are not easy to turn off by design.

However, the right shut off tool can help. The Shutgun is a tool that takes just one hand to operate. For pennies on the dollar, it’s easy to stop a sprinkler from being overzealous about its mission. From hotels to homes, property owners everywhere have ordered one to keep them from too much damage. After all, even if an insurance company covers it, that doesn’t mean people want to deal with the hassles of the repairs if they don’t have to.

Additional Concerns

At around $1.35 per sq. ft., it’s not nearly as costly to install a fire sprinkler system as many people think. Plus, the upfront expenses are typically paid back via cheaper insurance premiums. Municipalities that don’t require sprinkler systems may also offer property tax reductions to homeowners who make the effort.

Maintenance includes regular testing as well as a general awareness of how weather extremes will affect the water supply and pipes. Those with summer houses may need to turn off the water if they’re not going to use the property for a while or have a neighbor check in on the pipes from time to time. This way, they can rest assured an errant spark or flame won’t set the building on fire because their sprinkler system is still in operation.Shutgun is trusted by thousands of people to work when the chips are down. If you’re looking for a fire sprinkler shut off tool that won’t let you down, contact us today to learn more about our products.

Who Is Responsible to Repair and Pay for Flood Damage?

Flood damage in multi-unit dwellings, such as condos or townhomes, can affect more than one unit. Whether you have flood damage in your own unit or damage that reaches other units, it’s important to know who is responsible for arranging and paying for repairs. Keep in mind that you’ll also need to know if your condo corporation is partially or fully responsible for covering these repairs. While having a fire sprinkler shut off tool can help reduce the risk of flood damage, it doesn’t hurt to be prepared with knowledge of whose responsibility it is to pay for repairs.

Common Elements vs. Unit Elements

Condos have certain common elements that the condo corporation or management is typically responsible for maintaining. When flood damage occurs, who pays for repairs might depend on whether the damage involves common elements or elements within a unit. In general, condo corporations are expected to maintain common elements in order to reduce the risk of damage. Condo owners are expected to maintain their own unit to lower this risk. After damage happens, condo corporations might be responsible for arranging and paying for repairs based on section 89 of the Condominium Act of 1998. However, condo owners still might be held responsible for paying for repairs depending on the circumstances.

Condo Corporation vs Condo Owner Insurance Coverage

Insurance coverage might help cover the cost of repairing flood damage, although specific policies can differ. In general, condo owners are responsible for paying for the cost to repair or replace personal items that have been damaged in a flood. Condo owners are also usually responsible for covering the cost of additions or improvements made to the unit due to flood damage. The condo corporation’s insurance coverage is generally used for repairs made to the standard unit after flooding.

Insurance Deductible

When it comes to using insurance coverage for flood damage repairs, keep in mind that a deductible might need to be paid first. The condo corporation is typically responsible for paying this deductible, but this can change based on who was at fault for the flooding. For example, condo owners might be held responsible for covering the cost of repairs if they were responsible for the flood damage that occurred.

Preventing Flood Damage

Taking steps to prevent flood damage can help you avoid the hassle of figuring out who is responsible for arranging and paying for repairs. If you’re a condo owner, this might mean keeping plumbing fixtures in good condition, such as having clogs or leaks handled promptly before flooding can happen. Fire sprinklers can also cause flooding in a short amount of time, so having a fire sprinkler shut off tool on hand is important. This tool allows you to shut off fire sprinklers right away before they’re able to cause damage.

Contact Us for a Fire Sprinkler Shut Off Tool

If you need a fire sprinkler shut off tool to help prevent flood damage, contact Shutgun today. We can help you find the right tool to protect your home or business from flooding.

Causes of Non-Weather Water Damage

Water-damaged properties are most commonly associated with inclement weather, but you might be surprised to learn just how many losses are the result of something other than heavy rain. In fact, about 20 percent of all water-damage-related insurance claims are because of something other than rainwater. The good news is that most of these non-weather water losses can be easily prevented with a little bit of preventative maintenance and by investing in equipment such as a sprinkler shut off tool for properties that have fire protection systems.

In this post, we’ll take a closer look at the leading causes of non-weather water damage.

Top Causes of Non-Weather Water Damage

Plumbing

Water damage can stem from many issues involving pipes and plumbing, and the scary thing about this is that you may not even notice there’s a problem before it’s too late. Hard water can lead to mineral deposit buildup in your plumbing, which can eventually damage the areas around seals or even form a blockage in the pipes. Other plumbing issues tend to be more noticeable. Listen for water hammers or loud banging noises that occur when water is abruptly shut off. If these are too extreme, they could damage the pipes. Check your property’s water pressure too. If it’s too high, it could lead to a greater likelihood of a pipe burst.

Bathroom Fixtures

In a perfect world, bathtubs and showers are properly caulked and sealed to ensure that water stays where it’s supposed to be. Toilets are also sealed to ensure there’s no gap between your plumbing and floor so that water or waste can’t escape the plumbing system. But caulking and seals tend to wear down over time, leaving parts of your property susceptible to moisture intrusion and water damage. To prevent this from occurring, be sure that you’re regularly inspecting the condition of caulk and seals in the bathroom.

Appliances

Water-using appliances, such as washing machines, dishwashers, refrigerators with built-in icemakers and more are all susceptible to leaking and causing damage within a property. Make sure to regularly check the condition of hoses and other components that help these appliances connect to the property’s plumbing to avoid water damage.

Sprinkler Systems

It’s estimated that accidental activation of fire sprinklers in a commercial property can lead to $35,000 worth of damage on average – and that’s not even counting the lost profits and productivity from potential business interruption. That’s why a sprinkler shut off tool is so important to have on hand in a commercial property. With this easily accessible, you won’t have to wait for the fire department.

When Can You Claim for Water Damage Coverages on Home Insurance

Having a sprinkler system in your home is a great way to avoid potential issues with fire hazards, but sometimes the sprinkler system can be as problematic, causing significant water damage. Filing a homeowner’s insurance claim can be a pain. One option to help with the amount of damage that can be caused from a sprinkler system gone awry is a sprinkler shut off tool, but if you don’t happen to have one, you can end up with extensive damage that will cost a lot to repair.

What Kind of Water Damage Isn’t Covered By Your Homeowner’s Insurance?

Let’s start by clarifying what kind of water damage is and is not covered by your homeowners’ policy. For the most part, your insurance company will expect you to keep your home well maintained, which means that damage that happens over time due to neglect will be denied. This can include issues such as long-term pipe leakage and seepage from cracks in a roof are not covered. However, accidental breakage or discharge of pipes, sewer backups, storm damage, flooding and sprinkler discharge either accidental or due to a fire are typically covered. What makes the difference is if it’s a sudden influx of water into your property that causes damage.

When to Claim Water Damage on Your Homeowner’s Insurance

If you’ve only got a little bit of damage, such as a few pieces of flooring, a rug that isn’t very valuable, some drywall or similar areas of concern, you may want to wait on filing a claim. Small amounts of damage may not be worth the hassle of filing a claim or may be less than your deductible. Because your insurance is based on risk, multiple small claims may cause your rates to increase, costing you whatever small benefit you may have gained from the claim itself. For this reason, you’ll want to use your homeowner’s insurance in situations where you can’t cover the repair costs above the deductible.

Using a Sprinkler Shut Off Tool to Reduce Your Total Water Damage

If you have a sprinkler system in your home, you probably know that it can accidentally discharge in a range of situations, from smoky candles to oven fires. However, because you can often deal with these issues, you don’t want to have to wait dozens of minutes for the fire department as each sprinkler in your home drops an average of 60 gallons of water per minute. Instead of having to deal with your insurance company, where water damage claims typically average $35,000, a sprinkler shut off tool turns the water off in seconds, minimizing damage.​​By having a solid understanding of what kind of water damage your insurance will or will not cover, at what point you should claim water damage on your homeowner’s insurance and how you can reduce the total water damage using a sprinkler shut off tool, you can be better prepared in case you need to make a claim. If you’re looking for a quality sprinkler shut off tool for your home, a Shutgun can turn off your sprinklers in seconds, saving tens of thousands of dollars in damage. Pick one up today and keep it handy to help prevent significant damage to your property.

Protect Against Water Escape and Rupture

Emergency sprinkler head water stopper

Water damage to your home or building can cause a significant amount of money to repair. This kind of damage can also cause a number of other problems, such as promoting mould growth, which can lead to health issues. Insurance companies often refer to this as water escape and rupture, and it’s considered the homeowner or property owner’s responsibility to stop it from occurring again. Find out how to prevent water escape and rupture from happening, including using a sprinkler stopper.

What Is Water Escape and Rupture?

Water escape happens when you have water spraying or overflowing in your home or building from fire sprinklers or other water sources. Rupture occurs when fire sprinklers or other systems in your home suddenly burst or tear apart from water pressure problems. If water escape or rupture occurs, you should turn off your water supply right away and have plumbers do repairs as soon as possible. While you might be able to avoid major damage with prompt repairs, it’s important to take steps toward preventing water damage from happening in the first place.

Watch Your Water Pressure

Changes in water pressure can indicate a problem with your plumbing. You should find out what is causing these changes, so you can have the problem repaired to prevent leaks from occurring. Whether you have low or high water pressure all of a sudden in your home or building, have a plumber determine the cause and make any necessary repairs.

Replace Washing Machine Hoses if Needed

Check your washing machine hoses every so often for signs of damage or wear and tear. When these hoses become worn or if they have severe damage, replace them with new ones to prevent water damage from occurring.

 Check Connections and Waterlines

You might be able to prevent water damage when you check for potential problems on a regular basis. Doing this allows you to have problems handled sooner rather than later, so that water escape or rupture won’t happen. You should inspect your waterlines and connections from time to time for signs of potential problems, such as leaks, damage, or corrosion. You should also be on the lookout for signs of leaks that could be happening in walls or ceilings, such as water spots and stains.

Turn Off Fire Sprinklers Immediately

If your home or building has fire sprinklers, keep in mind that they can cause large amounts of water to damage your home in a short time. These sprinklers are supposed to go off when a fire is present, but they can malfunction for many reasons. Sprinkler stopper tools are an important item to have on hand in case this occurs. With one of these tools, you can instantly stop fire sprinklers from spraying water in your home or building. These tools are easy to use and allow you to avoid or minimize water damage.

Find a Sprinkler Stopper for Your Home or Building

If you’re interested in getting a sprinkler stopper for your home or building, please contact Shutgun today. Our fires sprinkler head shut off tools make it easy to turn fire sprinklers off quickly before they’re able to cause severe water damage.

Why Water Damage is More Costly than Severe Storm Damage

Every year, there are a few major storms that result in water damage from heavy rains. Roofs are damaged, and torrential rainfall gets in. Sometimes, there is outright flooding. Yet, these storms only account for a small part of water damage costs. What is the cause of so much other water damage? Errant fire sprinklers, and lack of fast access to a fire sprinkler stopper.

Every year, there are a few major storms that result in water damage from heavy rains. Roofs are damaged, and torrential rainfall gets in. Sometimes, there is outright flooding. Yet, these storms only account for a small part of water damage costs. What is the cause of so much other water damage? Errant fire sprinklers, and lack of fast access to a fire sprinkler stopper.

What Causes Fire Sprinklers to Activate Unnecessarily?

Typically, the inside of a fire sprinkler contains a vial of liquid. When this vial breaks, it sets off the sprinkler head. This is only supposed to happen when the vial gets hot enough to expand the liquid inside of it, pressurizing it to the breaking point. However, sprinklers are notorious for not working the way they are supposed to.

The main problem is that the vials are too easy to break. If something knocks into the sprinkler head, someone hangs clothes from it, or otherwise stresses the device in any way, the vial can shatter and set off the sprinkler. Old sprinkler heads also break down to age, contributing to a wider problem of deteriorating infrastructure in older buildings.

Why Are Errant Fire Sprinklers Such a Problem?

Despite the common term of “sprinkler,” water-based fire suppression systems deliver far more than mere sprinkles of water. They actually spray about 60 gallons of water per minute, and this spray spreads far from the head.

This drenches everything around and under them – merchandise, electrical systems, walls, floors, expensive belongings, and more. It only takes a few minutes for this to cause thousands of dollars’ worth of damage.

How the Shutgun Fire Sprinkler Stopper Prevents Damages

While prevention is always preferred, the fact is that even the best training can’t stop all abuse of sprinkler heads. It also can’t prevent all accidents, and it can do nothing about basic malfunctions.

Emergency sprinkler head emergency water stopper

Because of this, the best way to prevent massive damage from errant sprinkler heads is to have a way to quickly shut them back off. Our product, the Shutgun, is the tool you need to quickly respond to unwanted fire sprinkler activations. This fire sprinkler stopper is used directly on the problematic head to instantly stop the flow of water. When you are able to act fast enough, you can stop most water damage from happening, saving costly damage and downtime.

In order to get the full benefit of a Shutgun, it must be close to where problems may occur. We suggest putting one near every manual fire extinguisher so that it can be easily found in an emergency. This saves precious time, and can mean the difference between minimal damage and thousands of dollars’ worth of repairs.

Learn more about the Shutgun and why it’s the world’s most popular fire sprinkler stopper. Its easy it is to use, and can save you from thousands of dollars in damages.

Who Can Be Held Responsible for a Condo Flood?

Flooding is a nightmare for many homeowners, especially those who live in a condo where the actions of other people in the building could have direct consequences on their own property. Here’s what you should know about who can be held responsible for a condo flood and the one tool you need on hand as a condo owner to prevent accidental flooding caused by fire sprinkler systems.

Condo Flood Liability 101

Contrary to popular belief, a condo owner is only responsible for water damage from a flood in their home, that is caused in another owner’s home, if it was their own negligence that led to the flood. For example, if a condo owner on the second floor of a building had a toddler who was left unsupervised and allowed to stuff a sock in the toilet, the condo owner below them with water damage on the bathroom ceiling may be able to obtain compensation for the cost of repairs.

However, if the flood was caused by something outside the second floor condo owner’s control, such as a burst pipe in the kitchen, the first floor condo owner would need to file a claim with their own homeowner’s insurance carrier.

What Happens If There’s a Flood?

A condo flood can originate from a variety of different sources. For example, a burst pipe, a clogged toilet, and a tripped fire sprinkler system are all things that can cause flooding and subsequently extensive water damage. Many people think burst pipes are the most common cause of serious floods, but fire sprinklers are of particular concern in condos.

Did you know that just one fire sprinkler can dump up to 60 gallons of water per minute once the system is tripped? Most residential sprinkler systems have about two sprinklers per room, unless the space is large, such as an open kitchen and living room design. Typically, only the sprinklers in the room the fire is in will trigger, unless the fire spreads. This means that even a small kitchen fire can trip about 2 to 4 sprinklers, emptying roughly 120 to 240 gallons of water every minute.

In a situation where there’s a fire that is handled, but the sprinkler system was triggered, or where you’ve simply bumped the sprinkler and caused it to go off, waiting for the fire department to come shut it off can have disastrous consequences.

How to Prevent Flooding With a Fire Sprinkler Shut Off Tool

While not all types of flooding from various sources can be prevented, one thing you can do to protect your condo and belongings — and your liability to other owners in your building — from water damage is to own a fire sprinkler shut off tool.

The Shutgun is an innovative sprinkler shut off device that is designed to be quick and easy to use. Models are available for both traditional and concealed sprinklers, and a variety of attachments is available to adapt the Shutgun to different uses. It requires very little training to operate, meaning anyone can learn to use it quickly, even if they’ve never operated the tool in an emergency situation before. The Shutgun is the world’s most popular and effective fire sprinkler shut off tool on the market today. Get yours now.

Water Damage is Costing Homeowners Billions

a condo owner surrounded by multiple buckets catching water from an activated fire sprinkler

When many people think of home or commercial water damage, they might immediately associate it with a weather-related event. And while flooded properties are a common aftereffect of inclement weather, it might surprise you to learn that more insurance claims are being filed for non-weather-related water damage. And one of the costliest causes of water damage in commercial properties just so happens to be malfunctioning fire sprinklers, which underscores the importance of having proper safeguards — such as a fire sprinkler shut off tool — handy.

In this post, we’ll take a closer look at why non-weather water damage is on the rise and what you can do to protect your property. Here’s a look:

Property Water Damage Trends

It’s estimated that about 1 out of every 50 homes file a water damage claim each year, with the average cost coming in at just under $7,000. However, large, commercial losses are on the rise — and when these occur, the price tag is much more significant. We’re talking upwards of $500,000. In fact, according to a report from the Insurance Information Institute, these large losses have doubled in number over the last several years — and many of these losses are not weather-related.

The reason for this uptick is largely infrastructure-related. Plumbing systems are aging in many properties and leaks are going undetected. In other cases, water damage is completely accidental. For instance, if a commercial property’s sprinkler system inadvertently activates and cannot be shut off quickly, it could cause a flooded mess. The good news is there’s a fire sprinkler shut off tool to help with this.

The Value of a Fire Sprinkler Shut Off Tool

It’s estimated that a single fire sprinkler can release 60 gallons of water every minute. That’s more than an average size bathtub full of water. What’s more is that for every minute a sprinkler head is spewing water, about $2,000 worth of water damage is incurred. But the real issue is how long it could potentially take to shut off a sprinkler. Often, it’s the fire department that carries out this task — and it may take tens of minutes for firefighters to arrive at the scene.

The good news is that there’s an easy-to-use tool in the Shutgun available to quickly and effectively turn off activated sprinkler heads without having to rely on the fire department. When you consider that 90 percent of all fire sprinkler activations are accidental or inadvertent, it’s a tool that’s worth having on hand. Not only will it significantly reduce the amount of any claim that is filed, but it will also make any cleanup efforts far more manageable, permitting businesses to avoid any costly interruption. Even for just peace of mind, the Shutgun can be a valuable tool to have on hand.For more information on how damaging an accidental fire sprinkler activation can truly be and why the Shutgun fire sprinkler shut off tool can be such a valuable accessory in such situations, contact Shutgun today.

Condo Water Damage 101

a lady holding and umbrella as her firesprinkler system activates

Water can cause widespread damage to your condo, as well as your neighbours’ condos if it’s severe enough. Your condo can get this kind of damage from leaking pipes, sewer line problems, roof leaks, and more. In fact, you can end up with serious water damage if your condo’s fire sprinklers turn on by accident. Having a fire sprinkler stopper and taking other steps to prevent water damage in your condo is highly important. Keep the following information about this kind of damage in mind.

Dangers of Water Damage

Smaller leaks might not seem like a big deal, but they can cause mold growth inside walls in your building if they aren’t fixed. Bigger leaks can cause more intense damage in a shorter amount of time. With these leaks, such as from burst pipes or fire sprinklers, you might have serious damage that could cause structural damage due to wood rot. Major water damage can also ruin your household appliances, furniture, and other items. When you live in a condo, you also have to worry about water from your place causing damage to your neighbours’ condos.

What to Do If You Have Water Damage

If water is leaking in your condo, it’s important to have it repaired right away. If you know where your water shutoff valve is, you should turn this off to help stop water from flowing into your condo. Stay away from appliances, electrical outlets, and other sources of electricity in the affected area to reduce the risk of shock. If possible, remove furniture or other items that can be damaged from the area. Keep in mind that the longer water damage goes on, the higher risk there is of developing serious problems, such as mold and wood rot.

Steps to Reduce the Risk of Water Damage

There are plenty of ways you can lower the risk of having water damage in your condo. Making sure smaller leaks in your kitchen, bathrooms, laundry room, and other areas are fixed promptly helps prevent gradual damage from occurring. Check for puddles, wet spots on walls, water stains on ceilings and walls, and other signs of a leak in your condo, and have repairs done as soon as possible. Larger leaks should be repaired immediately to reduce the risk of severe and widespread water damage.

Prevent Condo Water Damage with a Fire Sprinkler Stopper

Fire sprinklers can spray large amounts of water in your condo in order to put out fires. However, these sprinklers sometimes malfunction or turn on when they’re not supposed to. When this happens, it’s crucial to shut them off as quickly as possible to prevent severe water damage. A fire sprinkler stopper provides an effective way to turn these sprinklers off fast. Having one or more in your condo is a good way to protect your home from water damage.

If you need to purchase a fire sprinkler stopper to reduce the risk of condo water damage, please contact Shutgun. Our products are able to turn fire sprinklers off right away to stop water damage from occurring.

Important Facts to Know About Water Damage Caused By Fire Sprinklers

Water damager after flooding in house with furniture floating.

While it’s important to have fire sprinklers in your building in case of a fire, these sprinklers can cause water damage when they malfunction. In some cases, fire sprinklers might turn on accidentally if they’re damaged. Even though fire sprinklers are a crucial part of protecting your building from fire, you should be aware of the damage they can cause. Keep the following facts about fire sprinkler water damage in mind, and consider protecting your building with a sprinkler shut off tool

Fire Sprinklers Can Cause Flooding

When fire sprinklers come on when there is no fire present, they can lead to flooding inside buildings. Floods can cause a significant amount of damage to building interiors. In severe cases, they can make buildings structurally unsound or lead to mold growth, which is a health hazard. How are fire sprinklers able to cause flooding? These sprinklers are designed to spray water that is under a high amount of pressure. This can cause widespread and serious water damage in a short amount of time.

Fire Sprinklers Can Malfunction for Many Reasons

What might cause the fire sprinklers in your building to turn on if there isn’t a fire? Several things can cause fire sprinklers to turn on accidentally, such as being installed improperly or becoming overheated if they’re in a hot part of your building. Corrosion and freezing are other conditions that can cause fire sprinklers to turn on when they shouldn’t. Damage caused by human error can also cause fire sprinklers to malfunction, such as accidentally bumping them. These sprinklers can also be tampered with, resulting in a higher risk of having them malfunction.

Water Damage Requires Prompt Care

When fire sprinklers begin to cause water damage, it’s essential to prevent this damage from getting worse. In mild cases, you might only need to allow an area to dry using large fans. In more serious cases, you might need professional help from water restoration experts to lower the risk of extensive damage. More severe cases of water damage often require special tools and equipment to ensure proper drying and a reduced risk of mold growth. You should also make sure you have a way to stop fire sprinklers from continuing to run when your building does not have a fire. Doing this can help prevent water damage.

Emergency sprinkler head emergency water stopper

A Sprinkler Shut Off Tool Can Prevent Water Damage

Water damage from fire sprinklers can cost you a significant amount of money to repair, so it’s important to protect your building. A sprinkler shut off tool offers a simple and effective way to turn off fire sprinklers when they’re activated by accident. With these tools, you can quickly stop fire sprinklers from soaking your building interior and leading to mold growth and other moisture problems.If you need more information on how a sprinkler shut off tool can help protect your building from serious water damage, please contact Shutgun. Our sprinkler shut off tools are able to turn fire sprinklers off right away when no fire is present.